Blankitt Finance vs QuickBooks
QuickBooks is the biggest brand in small-business accounting, currently discount-bombing the MTD wave with a countdown timer. Blankitt is the flat-priced alternative with no month seven. Here is the fair version of the choice — promo maths included.
Every QuickBooks claim verified against their live UK pricing funnel on 5 July 2026 — walked to checkout, offer terms read in full. Their promos rotate; the mechanics don't. Corrections welcome.
At a glance
The differences that decide it — including where QuickBooks wins.
| What matters | Blankitt Finance | QuickBooks (UK) |
|---|---|---|
| Pricing model | By legal entity — £14/mo, every feature, unlimited users | Five plans £10–£123/mo (ex VAT) with user caps of 1/1/3/5/25, plus payroll per employee (July 2026) |
| The promo | No teaser pricing — the price on the page is the price | '90% off' with a sitewide countdown their own banner labels EXTENDED; discount lasts 6 months, then bills at the then-current list price |
| Month-seven reality (small Ltd + payroll) | £14/mo in month one, £14/mo in month seven | Essentials + Payroll Core with 3 staff: £8.80/mo on promo → £47.50/mo ex VAT from month 7 — a 5.4× step (computed from their live prices) |
| Users | Unlimited on every paid tier | Simple Start: 1 user at £16/mo; 3 on Essentials; 5 on Plus; 25 on Advanced (£123/mo) |
| Payroll | Via Blankitt HR — a sibling product, priced openly from £15/mo + £4/employee | Add-on from £5/mo + £1.50–£3 per employee — the per-employee fees are never discounted |
| Trial vs discount | Live demo (no signup) + 14-day trial — no either/or | A literal toggle: taking the 90% discount forfeits the 30-day trial, and billing starts on day one |
| MTD for Income Tax | Included on every tier | Offered on Sole Trader Plus and Simple Start (their plan picker on the MTD page shows exactly two plans) |
| Chart of accounts | Uncapped | Capped at 250 accounts on every plan below Advanced |
| Multiple businesses | Growth £29 covers up to 5 entities; consolidation built in | One company per subscription |
| Cap table & capital allowances | PSC register, options vesting, HMRC Capital Allowances helper — built in | Not offered |
| Cancelling | In-product, any time | Plan cancellation in-product (no pro-rated refunds); the offer terms route discount cancellation through a phone line |
Where QuickBooks is a great choice
- Your accountant runs a QuickBooks practice — wholesale pricing through them can undercut anything retail, and the ProAdvisor network is vast.
- You need Advanced-tier depth: workflow automation, custom report building, role-based access for 25 users.
- You want payroll with time tracking and shift scheduling inside the same vendor.
- Brand assurance matters to you — 28 years, millions of customers, long phone-support hours including weekends.
Also on the public record (reported, not our claims): a 3.9/5 Trustpilot score across ~16,800 reviews, recurring price-rise threads on AccountingWEB, and billing-error complaints around promo transitions. Weigh both columns.
Where Blankitt fits
The price that doesn't have a month seven
QuickBooks' headline prices are six-month teasers, and the discount terms say billing resumes at the then-current price — so a January list-price rise lands on you exactly when the promo expires. £14/mo flat means the number you budgeted is the number you pay.
Payroll maths you can do in your head
Their payroll is a base fee plus £1.50–£3 per employee per month, and the per-employee part is never discounted. Ours is a sibling product with published pricing — no multiplication table hidden behind a promo banner.
Users aren't a metering unit
£16/month for a single user, £38 for three, £123 for twenty-five. Blankitt doesn't count seats at all: your bookkeeper, your co-founder and your accountant all cost £0 extra, on every tier.
Built for more than one company
A second trade or a holding structure means a second QuickBooks subscription. Blankitt's Growth tier covers five entities for £29/mo with group visibility and consolidation in the same product.
UK statutory depth, not a US ledger localised
The HMRC Capital Allowances helper (AIA, FYA, pools, CT600 print), PSC register, cap table with vesting, MTD VAT and ITSA on every tier — filed-in-the-UK features, not add-ons.
A funnel that respects you
No countdown timers, no trial-or-discount fork, no phone line to escape an offer. Open the live demo, read the pricing page, decide. We think the absence of pressure is a feature.
Fair questions
Is QuickBooks a good product?
It's the biggest name in small-business accounting for a reason: 28 years of product, an enormous accountant network with wholesale discounts, genuinely deep top-tier features (workflow automation, custom reports on Advanced), integrated payroll with time tracking, and long support hours. If your accountant runs their practice on QuickBooks wholesale pricing, that route can be cheaper than anything retail. This page exists for the retail reality: teaser pricing, user caps and the month-seven cliff.
What does QuickBooks actually cost after the promo?
Computed from their live July 2026 prices: a non-VAT sole trader pays £1/mo for six months, then £10/mo ex VAT — £144/year including VAT they usually can't reclaim. A small Ltd on Essentials with Payroll Core and three employees pays £8.80/mo on promo, then £47.50/mo ex VAT (£57 including VAT) from month seven — about £570 ex VAT a year at steady state. Blankitt Finance is £14/mo flat, with payroll available separately at published prices.
Does QuickBooks raise prices?
Practitioners on AccountingWEB reported 2026 rises of roughly 15% on Essentials and around 50% on Plus, and long-term customers describe cumulative rises of ~75% over four years (reported figures; the live Plus list price is £56/mo). The offer terms matter here: the 90% discount applies to the then-current price, so promos re-base onto whatever the list becomes.
Which QuickBooks plans support MTD for Income Tax?
Their MTD for Income Tax page offers two: Sole Trader Plus (non-VAT-registered) and Simple Start (VAT-registered) — note Sole Trader Plus doesn't include MTD VAT if you register later. Blankitt includes MTD VAT and Income Tax on every tier, so crossing the £90,000 VAT threshold doesn't mean a plan migration.
Can I migrate from QuickBooks to Blankitt?
Yes — export your data, import via CSV/xlsx with automatic column mapping, run the trial-balance health check, commit atomically, and keep a 14-day rollback window. Unlimited users means your accountant supervises the move for free.
Do the month-seven maths first.
Price your real situation at steady state, not at teaser rates — then open our demo and see what £14 flat actually buys.
QuickBooks is a trademark of Intuit Inc. Blankitt is an independent product and is not affiliated with, sponsored by, or endorsed by Intuit. Comparison points reflect public information as of 5 July 2026 — promotional prices rotate frequently; verify current offers before deciding. Corrections welcome at [email protected].